Investing

9 out of 10 individual traders lose money in FnO trading. Yet millions continue chasing this zero-sum game, often with money they cannot afford to lose.

International diversification (allocating 10-20% to global markets) provides a hedge against home market volatility while capturing growth in world-leading companies.

Should you pick actively managed mutual funds or passive funds in India? This comprehensive guide answers all your questions

"Just keep buying" works—but does it work better than investing everything at once? We'll settle this debate definitively, revealing when SIP wins, when lump sum dominates, and the surprising truth about rupee cost averaging.

Equity mutual funds are categorized by market capitalization (size of companies), investment strategy, and focus. Choosing the right mix can mean the difference between 10% annual returns and 16%+ returns over 25 years.

If you need help with any of the following, feel free to contact us. Our team of experts will be happy to help you: Investing and portfolio management Spending optimization, EMIs & credit cards Insurance advisory Tax planning Will & estate planning Most other financial queries or challenges You can also email us at help@reymanwealth.com One simple decision—choosing direct over regular mutual funds—can add ₹15-50 lakh to your retirement corpus. Yet 70% of Indian investors unkn

Investing in mutual funds in India has become remarkably simple—you can start with just ₹100 and complete the entire process online in under 30 minutes. This guide covers everything from choosing the right platform to making your first investment, ensuring you avoid costly mistakes that plague beginners.

We demystify the entire process, explaining SIP mechanics, mandate creation, common mistakes, and how to set up automated investing properly.

Asset allocation is the single most important investment decision you'll make—more impactful than which specific stocks or funds you choose. Studies show that 90% of portfolio returns come from asset allocation, not individual security selection.

Choosing the right credit card in India can feel overwhelming with 100+ options across 30+ banks. Most people either pick the wrong card, leave thousands in rewards unclaimed, or pay unnecessary fees for features they never use.

How to control spending, the critical rules for taking EMIs that protect rather than destroy your finances, and proven savings strategies that work for Indian earners.

This guide shows Indian investors exactly how to structure, implement, and monitor investments aligned to life’s most important goals.

This comprehensive guide reveals exactly which life insurance you should buy, how much coverage you need, which features matter, and which expensive add-ons insurance agents push that you should completely ignore.

This comprehensive guide cuts through the complexity, showing you exactly which health insurance to buy, how much coverage you need, which features matter, and which ones you should ignore.

An emergency fund is your financial life jacket — 3 to 12 months of expenses kept accessible for job loss, medical emergencies, urgent repairs, or income disruption. Without it, you'll raid retirement savings, break investments at losses, or take high-interest loans during crises.

Money today is worth more than the same amount in the future. This fundamental principle (known as the Time Value of Money) is perhaps the most important concept in personal finance, yet it remains misunderstood by millions of Indians. Combined with the power of compounding, this principle can transform modest savings into substantial wealth over time.

Many Indians believe they're earning good returns on their Fixed Deposits or traditional savings, but the harsh reality is that inflation silently erodes their purchasing power year after year.

Welcome to the absolute basics of stock investing. We're going to keep things extremely simple in this series so you know exactly what you need to do without having to break your head.